/* =====================================================
   JANAHITHA GLOBAL FINANCE INDIA SERVICE
   STYLE.CSS - PART 1
   Global Styles | Header | Navigation | Buttons
===================================================== */

/* ==========================
   GOOGLE FONT
========================== */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800&display=swap');

/* ==========================
   CSS VARIABLES
========================== */

:root{

    --primary:#0f4c81;
    --primary-dark:#09345b;
    --secondary:#ff9800;
    --success:#22c55e;
    --danger:#ef4444;

    --white:#ffffff;
    --light:#f8fbff;
    --gray:#666666;
    --dark:#222222;

    --border:#e5e7eb;

    --shadow:0 10px 30px rgba(0,0,0,.08);
    --shadow-hover:0 15px 40px rgba(0,0,0,.15);

    --radius:18px;

    --transition:.35s ease;

}

/* ==========================
   RESET
========================== */

*{

    margin:0;
    padding:0;
    box-sizing:border-box;

}

html{

    scroll-behavior:smooth;

}

body{

    font-family:'Poppins',sans-serif;

    background:var(--light);

    color:var(--dark);

    line-height:1.7;

    overflow-x:hidden;

}

img{

    max-width:100%;
    display:block;

}

a{

    text-decoration:none;

}

ul{

    list-style:none;

}

button,
input,
select,
textarea{

    font-family:inherit;

}

/* ==========================
   COMMON CONTAINER
========================== */

.container{

    width:90%;

    max-width:1280px;

    margin:auto;

}

/* ==========================
   SECTION SPACING
========================== */

section{

    padding:80px 0;

}

.section-title{

    text-align:center;

    margin-bottom:50px;

}

.section-title h2{

    font-size:40px;

    color:var(--primary);

    margin-bottom:15px;

    font-weight:700;

}

.section-title p{

    color:var(--gray);

    font-size:18px;

    max-width:750px;

    margin:auto;

}

/* ==========================
   TOP BAR
========================== */

.topbar{

    background:var(--primary);

    color:#fff;

    padding:10px 20px;

    font-size:14px;

    text-align:center;

    font-weight:500;

}
/*=========================================================
      OUR VISION & MISSION - PREMIUM DESIGN
=========================================================*/

.company-section{
    position:relative;
    padding:80px 8%;
    background:linear-gradient(135deg,#f4f9ff,#ffffff,#eef6ff);
    overflow:hidden;
}

/* Decorative Background */

.company-section::before{
    content:"";
    position:absolute;
    width:420px;
    height:420px;
    background:rgba(15,76,129,.08);
    border-radius:50%;
    top:-180px;
    left:-180px;
    filter:blur(30px);
}

.company-section::after{
    content:"";
    position:absolute;
    width:350px;
    height:350px;
    background:rgba(255,152,0,.10);
    border-radius:50%;
    bottom:-150px;
    right:-150px;
    filter:blur(40px);
}

/*==============================
SECTION TITLE
==============================*/

.company-section .section-title{
    text-align:center;
    margin-bottom:35px;
    position:relative;
    z-index:2;
}

.company-section .section-title h2{
    font-size:42px;
    font-weight:700;
    color:#0f4c81;
    margin-bottom:12px;
}

.company-section .section-title p{
    color:#666;
    font-size:18px;
}

.company-section .section-title h2::after{
    content:"";
    display:block;
    width:80px;
    height:4px;
    margin:15px auto 0;
    border-radius:20px;
    background:linear-gradient(90deg,#0f4c81,#2ea8ff,#ff9800);
}

/*==============================
COMMON CARD
==============================*/

.info-card{

    position:relative;

    background:rgba(255,255,255,.85);

    backdrop-filter:blur(15px);

    border-radius:25px;

    padding:45px;

    margin:0 auto 60px;

    max-width:1100px;

    overflow:hidden;

    border:1px solid rgba(255,255,255,.6);

    box-shadow:
    0 20px 45px rgba(0,0,0,.08);

    transition:.45s;

}

.info-card:hover{

    transform:translateY(-12px);

    box-shadow:
    0 30px 60px rgba(0,0,0,.15);

}

/* Gradient Border */

.info-card::before{

    content:"";

    position:absolute;

    top:0;
    left:0;

    width:100%;
    height:6px;

    background:linear-gradient(90deg,#0f4c81,#2ea8ff,#ff9800);

}

/* Decorative Circle */

.info-card::after{

    content:"";

    position:absolute;

    width:180px;
    height:180px;

    background:rgba(15,76,129,.05);

    border-radius:50%;

    top:-70px;
    right:-70px;

}

/*==============================
VISION CARD
==============================*/

.vision{

    border-left:8px solid #0f4c81;

}

.vision p{

    color:#555;

    font-size:17px;

    line-height:2;

    text-align:justify;

}

/*==============================
MISSION CARD
==============================*/

.mission{

    border-left:8px solid #ff9800;

}

.mission ul{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:20px;

    list-style:none;

}

.mission ul li{

    background:#ffffff;

    border-radius:16px;

    padding:18px 20px;

    font-size:16px;

    font-weight:600;

    color:#444;

    box-shadow:
    0 10px 25px rgba(0,0,0,.06);

    transition:.35s;

    border-left:5px solid #0f4c81;

}

.mission ul li:hover{

    transform:translateY(-8px);

    background:linear-gradient(135deg,#0f4c81,#1b74c7);

    color:#fff;

    border-left:5px solid #ff9800;

    box-shadow:
    0 18px 35px rgba(15,76,129,.25);

}

/*==============================
FLOATING ANIMATION
==============================*/

.vision{

    animation:floatCard 5s ease-in-out infinite;

}

.mission{

    animation:floatCard 5s ease-in-out infinite;
    animation-delay:2s;

}

@keyframes floatCard{

0%,100%{
transform:translateY(0);
}

50%{
transform:translateY(-8px);
}

}

/*==============================
SCROLL ANIMATION
==============================*/

.info-card{

    opacity:0;

    transform:translateY(40px);

    animation:fadeUp .9s forwards;

}

@keyframes fadeUp{

to{

opacity:1;

transform:translateY(0);

}

}

/*==============================
RESPONSIVE
==============================*/

@media(max-width:992px){

.mission ul{

grid-template-columns:1fr;

}

.info-card{

padding:35px;

}

.company-section .section-title h2{

font-size:34px;

}

}

@media(max-width:768px){

.company-section{

padding:70px 5%;

}

.company-section .section-title h2{

font-size:28px;

}

.company-section .section-title p{

font-size:16px;

}

.info-card{

padding:25px;

}

.vision p{

font-size:15px;

}

.mission ul li{

font-size:15px;

padding:15px;

}

}
/* ==========================
   HEADER
========================== */

.header{

    position:sticky;

    top:0;

    z-index:9999;

    background:#fff;

    display:flex;

    justify-content:space-between;

    align-items:center;

    padding:18px 35px;

    box-shadow:0 4px 18px rgba(0,0,0,.08);

}

.brand{

    display:flex;

    align-items:center;

    gap:15px;

}

.brand img{

    width:80px;

    height:80px;

    object-fit:contain;

}

.brand-text h1{

    font-size:26px;

    color:var(--primary);

    font-weight:700;

    line-height:1.3;

}

.brand-text span{

    color:var(--gray);

    font-size:14px;

}

/* ==========================
   MOBILE MENU BUTTON
========================== */

#menu-btn{

    display:none;

    border:none;

    background:var(--primary);

    color:#fff;

    width:48px;

    height:48px;

    border-radius:8px;

    cursor:pointer;

    font-size:24px;

}

/* ==========================
   NAVIGATION
========================== */

.navigation{

    display:flex;

    gap:10px;

    align-items:center;

    flex-wrap:wrap;

}

.navigation a{

    color:var(--primary);

    background:#eef6ff;

    padding:10px 18px;

    border-radius:30px;

    font-size:14px;

    font-weight:600;

    transition:var(--transition);

}

.navigation a:hover{

    background:var(--primary);

    color:#fff;

    transform:translateY(-2px);

}

.navigation .active{

    background:var(--primary);

    color:#fff;

}

.navigation .emi{

    background:var(--secondary);

    color:#fff;

}

.navigation .contact{

    background:var(--success);

    color:#fff;

}

/* ==========================
   BUTTONS
========================== */

.btn{

    display:inline-block;

    padding:14px 32px;

    border-radius:40px;

    font-weight:600;

    transition:var(--transition);

    cursor:pointer;

}

.primary{

    background:var(--primary);

    color:#fff;

}

.secondary{

    border:2px solid #fff;

    color:#fff;

}

.whatsapp-btn{

    background:#25D366;

    color:#fff;

}

.btn:hover{

    transform:translateY(-4px);

    box-shadow:var(--shadow-hover);

}

/* ==========================
   COMMON CARD
========================== */

.info-card{

    background:#fff;

    padding:35px;

    border-radius:var(--radius);

    box-shadow:var(--shadow);

    transition:var(--transition);

}

.info-card:hover{

    transform:translateY(-8px);

    box-shadow:var(--shadow-hover);

}

/* ==========================
   GRID HELPERS
========================== */

.grid-2{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:30px;

}

.grid-3{

    display:grid;

    grid-template-columns:repeat(3,1fr);

    gap:30px;

}

.grid-4{

    display:grid;

    grid-template-columns:repeat(4,1fr);

    gap:30px;

}
/* =====================================================
   STYLE.CSS - PART 2
   Hero | Statistics | Company | Values
===================================================== */

/*=====================================================
                HERO SECTION
=====================================================*/

.hero{
    position:relative;
    width:100%;
    height:88vh;
    overflow:hidden;
}

/*=========================
SLIDER
=========================*/

.hero-slider{
    position:absolute;
    top:0;
    left:0;
    width:100%;
    height:100%;
}

.hero-slide{
    position:absolute;
    width:100%;
    height:100%;
    opacity:0;
    transition:opacity 1.2s ease-in-out;
}

.hero-slide.active{
    opacity:1;
    z-index:1;
}

.hero-slide img{
    width:100%;
    height:100%;
    object-fit:cover;
    transform:scale(1.08);
    animation:zoomHero 8s linear infinite;
}

@keyframes zoomHero{

    0%{
        transform:scale(1);
    }

    100%{
        transform:scale(1.08);
    }

}

/*=========================
OVERLAY
=========================*/

.hero-overlay{

    position:absolute;
    inset:0;

    display:flex;
    flex-direction:column;
    justify-content:center;
    align-items:center;

    text-align:center;

    padding:20px;

    color:#fff;

    z-index:2;

    /* Light blue overlay instead of dark gray */
    background:linear-gradient(
        rgba(15,76,129,.25),
        rgba(15,76,129,.18)
    );

}

/*=========================
CONTENT BOX
=========================*/

.hero-overlay>*{
    position:relative;
    z-index:2;
}

.hero-overlay::before{

    content:"";

    position:absolute;

    width:760px;
    max-width:92%;

    height:420px;

    background:rgba(255,255,255,.12);

    backdrop-filter:blur(10px);

    border:1px solid rgba(255,255,255,.25);

    border-radius:30px;

    box-shadow:0 20px 60px rgba(0,0,0,.18);

}

/*=========================
TAG
=========================*/

.hero-tag{

    display:inline-block;

    padding:10px 24px;

    background:#ff9800;

    color:#fff;

    border-radius:40px;

    font-size:15px;

    font-weight:600;

    margin-bottom:25px;

    letter-spacing:.5px;

}

/*=========================
TITLE
=========================*/

.hero-overlay h2{

    font-size:58px;

    font-weight:700;

    max-width:900px;

    line-height:1.2;

    margin-bottom:20px;

    text-shadow:0 4px 12px rgba(0,0,0,.30);

}

/*=========================
TEXT
=========================*/

.hero-overlay p{

    font-size:20px;

    max-width:850px;

    line-height:1.8;

    margin-bottom:35px;

    text-shadow:0 2px 8px rgba(0,0,0,.30);

}

/*=========================
BUTTONS
=========================*/

.hero-buttons{

    display:flex;

    gap:18px;

    flex-wrap:wrap;

    justify-content:center;

}

.hero-buttons .btn{

    padding:15px 34px;

    border-radius:40px;

    font-weight:600;

    transition:.4s;

}

.hero-buttons .btn:hover{

    transform:translateY(-6px);

    box-shadow:0 15px 35px rgba(0,0,0,.20);

}

/*=========================
ANIMATION
=========================*/

.hero-tag{
    animation:fadeDown .8s ease;
}

.hero-overlay h2{
    animation:slideDown 1s ease;
}

.hero-overlay p{
    animation:fadeUp 1.3s ease;
}

.hero-buttons{
    animation:fadeUp 1.6s ease;
}

@keyframes slideDown{

    from{
        opacity:0;
        transform:translateY(-40px);
    }

    to{
        opacity:1;
        transform:translateY(0);
    }

}

@keyframes fadeUp{

    from{
        opacity:0;
        transform:translateY(40px);
    }

    to{
        opacity:1;
        transform:translateY(0);
    }

}

@keyframes fadeDown{

    from{
        opacity:0;
        transform:translateY(-20px);
    }

    to{
        opacity:1;
        transform:translateY(0);
    }

}

/*=========================
RESPONSIVE
=========================*/

@media(max-width:992px){

.hero{
height:75vh;
}

.hero-overlay h2{
font-size:42px;
}

.hero-overlay p{
font-size:18px;
}

.hero-overlay::before{
width:90%;
height:380px;
}

}

@media(max-width:768px){

.hero{
height:70vh;
}

.hero-overlay h2{
font-size:32px;
}

.hero-overlay p{
font-size:16px;
}

.hero-buttons{
flex-direction:column;
align-items:center;
}

.hero-buttons .btn{
width:240px;
}

.hero-overlay::before{
height:420px;
}

}

@media(max-width:480px){

.hero{
height:65vh;
}

.hero-overlay h2{
font-size:26px;
}

.hero-overlay p{
font-size:15px;
}

.hero-tag{
font-size:13px;
padding:8px 18px;
}

.hero-buttons .btn{
width:100%;
}

}
/* =====================================
   KEY FEATURES
===================================== */

.features-section{
    padding:90px 8%;
    background:#ffffff;
}

.features-grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
    gap:30px;
}

.feature-card{

    background:#fff;

    border-radius:20px;

    padding:35px;

    text-align:center;

    transition:.4s;

    box-shadow:0 15px 35px rgba(0,0,0,.08);

    border-top:5px solid #0f4c81;

}

.feature-card:hover{

    transform:translateY(-12px);

    box-shadow:0 20px 40px rgba(0,0,0,.18);

}

.feature-icon{

    width:80px;

    height:80px;

    margin:auto;

    margin-bottom:20px;

    border-radius:50%;

    background:#eef6ff;

    display:flex;

    align-items:center;

    justify-content:center;

    font-size:38px;

    color:#0f4c81;

}

.feature-card h3{

    font-size:24px;

    color:#0f4c81;

    margin-bottom:15px;

}

.feature-card p{

    color:#666;

    line-height:1.8;

}
/* =====================================
   STATISTICS
===================================== */

.stats{

    padding:90px 8%;

    background:linear-gradient(135deg,#0f4c81,#1d5b93);

}

.stats-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(220px,1fr));

    gap:30px;

}

.stat-box{

    background:rgba(255,255,255,.12);

    backdrop-filter:blur(8px);

    border-radius:18px;

    padding:40px;

    text-align:center;

    color:#fff;

    transition:.4s;

}

.stat-box:hover{

    transform:translateY(-10px);

    background:#ffffff;

    color:#0f4c81;

}

.stat-box h3{

    font-size:48px;

    margin-bottom:10px;

    font-weight:700;

}

.stat-box p{

    font-size:18px;

}
/* =====================================
   GLOBAL SECTION STYLE
===================================== */

.container{
    width:90%;
    max-width:1200px;
    margin:auto;
}



/* =====================================
   TRUST FEATURE SECTION
===================================== */

.trust-section{

    padding:100px 0;
    background:
    linear-gradient(135deg,#f8fbff,#eef5ff);

}


.trust-grid{

    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:30px;

}



.trust-card{

    position:relative;
    padding:40px 25px;
    text-align:center;

    background:
    rgba(255,255,255,0.8);

    backdrop-filter:blur(15px);

    border-radius:25px;

    border:1px solid rgba(255,255,255,0.6);

    box-shadow:
    0 15px 40px rgba(0,50,120,0.12);

    transition:.5s;

    overflow:hidden;

}



.trust-card::after{

    content:"";

    position:absolute;

    width:120px;
    height:120px;

    background:#0066ff;

    opacity:.08;

    border-radius:50%;

    top:-40px;
    right:-40px;

}



.trust-card:hover{

    transform:
    translateY(-15px);

    box-shadow:
    0 25px 60px rgba(0,80,200,.25);

}



.trust-icon{

    width:90px;
    height:90px;

    display:flex;
    align-items:center;
    justify-content:center;

    margin:auto;

    font-size:42px;

    border-radius:50%;

    background:
    linear-gradient(135deg,#0066ff,#00bfff);

    color:white;

    box-shadow:
    0 10px 25px rgba(0,102,255,.4);

    margin-bottom:25px;

}



.trust-card h3{

    color:#062b5c;

    font-size:22px;

    margin-bottom:15px;

}



.trust-card p{

    color:#667085;

    line-height:1.7;

}



/* =====================================
   COUNTER SECTION
===================================== */


.counter-section{

    padding:80px 0;

    background:

    linear-gradient(
    135deg,
    #002b66,
    #0066ff
    );

    position:relative;

}



.counter-grid{

    display:grid;

    grid-template-columns:repeat(4,1fr);

    gap:20px;

}



.counter-box{

    text-align:center;

    color:white;

    padding:35px;

    background:

    rgba(255,255,255,.12);

    backdrop-filter:blur(12px);

    border-radius:20px;

    border:
    1px solid rgba(255,255,255,.2);

    transition:.4s;

}



.counter-box:hover{

    transform:scale(1.05);

    background:
    rgba(255,255,255,.2);

}



.counter-box h2{

    font-size:45px;

    font-weight:800;

    margin-bottom:10px;

}



.counter-box p{

    font-size:18px;

}



/* =====================================
   WHY CHOOSE SECTION
===================================== */


.services-section{

    padding:100px 0;

    background:#ffffff;

}



.section-heading{

    text-align:center;

    max-width:750px;

    margin:auto;

}



.section-heading h2{

    font-size:42px;

    color:#062b5c;

    margin-bottom:15px;

}



.section-heading p{

    color:#667085;

    font-size:18px;

    line-height:1.7;

}



.service-grid{

    margin-top:60px;

    display:grid;

    grid-template-columns:repeat(4,1fr);

    gap:30px;

}



.service-card{


    position:relative;

    padding:40px 25px;

    text-align:center;

    background:white;

    border-radius:25px;


    box-shadow:

    0 15px 35px rgba(0,0,0,.08);


    transition:.5s;

}



.service-card:hover{

    transform:
    translateY(-15px);

    box-shadow:

    0 25px 50px rgba(0,0,0,.15);

}



.service-icon{

    width:90px;

    height:90px;

    margin:auto;

    display:flex;

    justify-content:center;

    align-items:center;


    background:

    linear-gradient(
    135deg,
    #e8f1ff,
    #ffffff
    );


    border-radius:50%;

    font-size:45px;

    margin-bottom:25px;

}



.service-card h3{

    font-size:24px;

    color:#062b5c;

}



.service-card p{

    color:#667085;

    line-height:1.7;

}



/* =====================================
   RESPONSIVE DESIGN
===================================== */


@media(max-width:1100px){


.trust-grid,
.counter-grid,
.service-grid{

grid-template-columns:repeat(2,1fr);

}


}



@media(max-width:650px){


.trust-grid,
.counter-grid,
.service-grid{

grid-template-columns:1fr;

}



.section-heading h2{

font-size:32px;

}


.counter-box h2{

font-size:35px;

}


}
/* =====================================
   LOAN PROCESS
===================================== */

.process-section{

    padding:90px 8%;

    background:#fff;

}

.process-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(240px,1fr));

    gap:30px;

}

.process-card{

    position:relative;

    background:#fff;

    border-radius:20px;

    text-align:center;

    padding:40px 30px;

    box-shadow:0 12px 30px rgba(0,0,0,.08);

    transition:.4s;

}

.process-card:hover{

    transform:translateY(-12px);

    background:#0f4c81;

    color:#fff;

}

.process-number{

    width:70px;

    height:70px;

    margin:auto;

    margin-bottom:25px;

    border-radius:50%;

    background:#ff9800;

    color:#fff;

    display:flex;

    align-items:center;

    justify-content:center;

    font-size:30px;

    font-weight:bold;

}

.process-card h3{

    margin-bottom:15px;

    font-size:24px;

}

.process-card p{

    line-height:1.8;

}

.process-card:hover h3,

.process-card:hover p{

    color:#fff;

}

/* ==========================
   VALUES
========================== */

.values-section{

    background:#fff;

}

.values-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));

    gap:30px;

}

.value-card{

    background:#fff;

    padding:35px;

    border-radius:20px;

    text-align:center;

    box-shadow:var(--shadow);

    transition:var(--transition);

}

.value-card:hover{

    transform:translateY(-10px);

    box-shadow:var(--shadow-hover);

}

.value-card h3{

    color:var(--primary);

    margin-bottom:15px;

    font-size:24px;

}

.value-card p{

    color:#666;

    font-size:16px;

}

/* ==========================
   SECTION BACKGROUNDS
========================== */

.company-section{

    padding:90px 8%;

}

.values-section{

    padding:90px 8%;

}

/* ==========================
   SCROLL ANIMATION SUPPORT
========================== */

.stat-box,
.value-card,
.info-card{

    opacity:0;

    transform:translateY(40px);

    transition:all .6s ease;

}

.stat-box.show,
.value-card.show,
.info-card.show{

    opacity:1;

    transform:translateY(0);

}
/* =====================================================
   STYLE.CSS - PART 3
   Services | CIBIL | Eligibility | Documents
   EMI Banner | CTA Banner
===================================================== */

/* ==========================
   SERVICES
========================== */

.services{

    background:#f8fbff;
    padding:90px 8%;

}

.service-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(260px,1fr));

    gap:30px;

}

.service-card{

    background:#ffffff;

    padding:35px 30px;

    border-radius:20px;

    text-align:center;

    box-shadow:var(--shadow);

    transition:var(--transition);

    color:var(--dark);

}

.service-card:hover{

    background:var(--primary);

    color:#fff;

    transform:translateY(-12px);

    box-shadow:var(--shadow-hover);

}

.service-card h3{

    font-size:24px;

    margin:18px 0;

    font-weight:700;

}

.service-card p{

    font-size:16px;

    line-height:1.7;

}

.service-card{

    font-size:42px;

}

/* ==========================
   CIBIL SECTION
========================== */

.cibil-section{

    background:#ffffff;

    padding:90px 8%;

}

.cibil-section .info-card{

    max-width:900px;

    margin:auto;

    text-align:center;

}

.cibil-section h3{

    color:var(--primary);

    font-size:30px;

    margin-bottom:25px;

}

.cibil-section ul{

    list-style:none;

}

.cibil-section li{

    padding:15px;

    border-bottom:1px solid #ececec;

    font-size:18px;

}

.cibil-section li:last-child{

    border-bottom:none;

}

/* ==========================
   ELIGIBILITY
========================== */

.eligibility-section{

    background:#f8fbff;

    padding:90px 8%;

}

.eligibility-section .values-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(220px,1fr));

    gap:25px;

}

.eligibility-section .value-card{

    font-size:18px;

    font-weight:600;

}

.eligibility-section .value-card h3{

    margin-top:15px;

}
/* Why Choose Section */

.why-choose {
    padding: 80px 8%;
    background: #f8fafc;
}


.section-title {
    text-align: center;
    max-width: 750px;
    margin: auto;
}


.section-title h2 {
    font-size: 38px;
    color: #0b2c5f;
    margin-bottom: 15px;
    font-weight: 700;
}


.section-title p {
    font-size: 17px;
    color: #666;
    line-height: 1.7;
}


/* Cards Layout */

.choose-grid {

    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:25px;
    margin-top:50px;

}
.partner-card{
    background:#fff;
    border:1px solid #ddd;
    border-radius:12px;
    padding:15px;
    display:flex;
    flex-direction:column;
    align-items:center;
    justify-content:center;
    text-align:center;
    height:150px;
    transition:.3s;
}

.partner-card img{
    width:120px;
    height:55px;
    object-fit:contain;
    margin-bottom:12px;
}

.partner-card p{
    margin:0;
    font-size:15px;
    font-weight:600;
    color:#0f4c81;
}

/* Card Design */

.choose-card {

    background:white;
    padding:35px 25px;
    border-radius:18px;
    text-align:center;
    box-shadow:0 10px 30px rgba(0,0,0,0.08);
    transition:0.4s ease;
    position:relative;
    overflow:hidden;

}


.choose-card::before {

    content:"";
    position:absolute;
    width:100%;
    height:4px;
    background:#0066ff;
    top:0;
    left:0;
}


.choose-card:hover {

    transform:translateY(-12px);
    box-shadow:0 20px 40px rgba(0,0,0,0.15);

}



.icon {

    width:75px;
    height:75px;
    background:#eaf2ff;
    border-radius:50%;
    display:flex;
    justify-content:center;
    align-items:center;
    font-size:38px;
    margin:0 auto 20px;

}


.choose-card h3 {

    font-size:22px;
    color:#0b2c5f;
    margin-bottom:15px;

}


.choose-card p {

    color:#666;
    font-size:15px;
    line-height:1.7;
    margin-bottom:20px;

}


.choose-card a {

    text-decoration:none;
    color:#0066ff;
    font-weight:600;
    transition:.3s;

}


.choose-card a:hover {

    color:#003b99;

}



/* Responsive Design */

@media(max-width:1100px){

.choose-grid{
grid-template-columns:repeat(2,1fr);
}

}


@media(max-width:600px){

.choose-grid{
grid-template-columns:1fr;
}


.section-title h2{
font-size:30px;
}

}
/* ==========================
   DOCUMENTS
========================== */

.documents-section{

    background:#ffffff;

    padding:90px 8%;

}

.documents-section .info-card{

    max-width:900px;

    margin:auto;

}

.documents-section ul{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(280px,1fr));

    gap:20px;

    margin-top:20px;

}

.documents-section li{

    background:#f8fbff;

    padding:18px;

    border-radius:12px;

    font-size:16px;

    box-shadow:0 5px 15px rgba(0,0,0,.05);

}

/* ==========================
   EMI BANNER
========================== */

.emi-banner{

    background:linear-gradient(135deg,#0f4c81,#154f88);

    color:#fff;

    text-align:center;

    padding:90px 20px;

}

.emi-content{

    max-width:850px;

    margin:auto;

}

.emi-banner h2{

    font-size:42px;

    margin-bottom:20px;

}

.emi-banner p{

    font-size:18px;

    margin-bottom:35px;

}

/* ==========================
   CTA BANNER
========================== */

.cta-banner{

    background:linear-gradient(135deg,#ff9800,#ffb300);

    color:#fff;

    text-align:center;

    padding:90px 20px;

}

.cta-content{

    max-width:900px;

    margin:auto;

}

.cta-content h2{

    font-size:42px;

    margin-bottom:20px;

}

.cta-content p{

    font-size:18px;

    margin-bottom:35px;

}

.cta-buttons{

    display:flex;

    justify-content:center;

    flex-wrap:wrap;

    gap:20px;

}

.cta-buttons .btn{

    min-width:180px;

}

/* ==========================
   SECTION ANIMATION
========================== */

.service-card,
.documents-section .info-card,
.cibil-section .info-card{

    opacity:0;

    transform:translateY(40px);

    transition:all .6s ease;

}

.service-card.show,
.documents-section .info-card.show,
.cibil-section .info-card.show{

    opacity:1;

    transform:translateY(0);

}

/* ==========================
   HOVER EFFECTS
========================== */

.service-card:hover h3,
.service-card:hover p{

    color:#fff;

}

.documents-section li:hover{

    background:#eef6ff;

    transform:translateY(-5px);

    transition:.3s;

}

.cibil-section li:hover{

    color:var(--primary);

    font-weight:600;

}
/* =====================================================
   STYLE.CSS - PART 4
   Reviews | Partner Banks | FAQ | Blog
   Cities | Newsletter
===================================================== */

/* =====================================
   CUSTOMER REVIEWS
===================================== */

.reviews-section{

    background:#f8fbff;

    padding:90px 8%;

}

.review-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(320px,1fr));

    gap:30px;

}

.review-card{

    background:#ffffff;

    padding:35px;

    border-radius:20px;

    box-shadow:var(--shadow);

    transition:var(--transition);

    position:relative;

}

.review-card:hover{

    transform:translateY(-10px);

    box-shadow:var(--shadow-hover);

}

.review-card::before{

    content:"★★★★★";

    position:absolute;

    top:20px;

    right:25px;

    color:#FFD700;

    font-size:18px;

}

.review-card p{

    margin-top:20px;

    color:#555;

    line-height:1.8;

}

.review-card h4{

    margin-top:25px;

    color:var(--primary);

    font-size:20px;

}

.review-card span{

    color:#777;

    font-size:14px;

}

/* =====================================
   PARTNER BANKS
===================================== */

.partner-section{

    background:#ffffff;

    padding:90px 8%;

}

.partner-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(180px,1fr));

    gap:25px;

}

.partner-card{

    background:#f8fbff;

    padding:35px;

    border-radius:18px;

    text-align:center;

    font-size:20px;

    font-weight:700;

    color:var(--primary);

    box-shadow:var(--shadow);

    transition:.3s;

}

.partner-card:hover{

    background:var(--primary);

    color:#fff;

    transform:translateY(-8px);

}

/* =====================================
   FAQ SECTION
===================================== */

.faq-section{

    background:#f8fbff;

    padding:90px 8%;

}

.faq-container{

    max-width:950px;

    margin:auto;

}

.faq-item{

    background:#fff;

    margin-bottom:18px;

    border-radius:15px;

    overflow:hidden;

    box-shadow:var(--shadow);

}

.faq-question{

    width:100%;

    border:none;

    background:#fff;

    padding:22px 30px;

    cursor:pointer;

    text-align:left;

    font-size:18px;

    font-weight:600;

    color:var(--primary);

    transition:.3s;

}

.faq-question:hover{

    background:#eef6ff;

}

.faq-answer{

    display:none;

    padding:0 30px 25px;

}

.faq-answer p{

    color:#555;

    line-height:1.8;

}

/* JS will add this class */

.faq-item.active .faq-answer{

    display:block;

}

.faq-item.active .faq-question{

    background:var(--primary);

    color:#fff;

}

/* =====================================
   BLOG SECTION
===================================== */

.blog-section{

    background:#ffffff;

    padding:90px 8%;

}

.blog-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(320px,1fr));

    gap:30px;

}

.blog-card{

    background:#fff;

    border-radius:20px;

    overflow:hidden;

    box-shadow:var(--shadow);

    transition:.35s;

}

.blog-card:hover{

    transform:translateY(-10px);

    box-shadow:var(--shadow-hover);

}

.blog-card img{

    width:100%;

    height:220px;

    object-fit:cover;

}

.blog-card h3{

    padding:20px 20px 10px;

    color:var(--primary);

    font-size:22px;

}

.blog-card p{

    padding:0 20px 20px;

    color:#666;

}

.blog-card a{

    display:inline-block;

    margin:0 20px 25px;

    color:var(--primary);

    font-weight:600;

}

/* =====================================
   KARNATAKA CITIES
===================================== */

.cities-section{

    background:#f8fbff;

    padding:90px 8%;

}

.cities-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(170px,1fr));

    gap:20px;

}

.cities-grid span{

    background:#fff;

    padding:18px;

    border-radius:12px;

    text-align:center;

    box-shadow:var(--shadow);

    transition:.3s;

    font-weight:600;

}

.cities-grid span:hover{

    background:var(--primary);

    color:#fff;

    transform:translateY(-6px);

}

/* =====================================
   NEWSLETTER
===================================== */

.newsletter{

    background:linear-gradient(135deg,#0f4c81,#1b5d9b);

    color:#fff;

    padding:90px 20px;

    text-align:center;

}

.newsletter-content{

    max-width:700px;

    margin:auto;

}

.newsletter h2{

    font-size:40px;

    margin-bottom:20px;

}

.newsletter p{

    font-size:18px;

    margin-bottom:30px;

}

#newsletterForm{

    display:flex;

    justify-content:center;

    flex-wrap:wrap;

    gap:15px;

}

#newsletterForm input{

    width:350px;

    max-width:100%;

    padding:15px;

    border:none;

    border-radius:40px;

    font-size:16px;

}

#newsletterForm button{

    border:none;

}

/* =====================================
   ANIMATION SUPPORT
===================================== */

.review-card,
.partner-card,
.blog-card,
.cities-grid span{

    opacity:0;

    transform:translateY(40px);

    transition:.6s ease;

}

.review-card.show,
.partner-card.show,
.blog-card.show,
.cities-grid span.show{

    opacity:1;

    transform:translateY(0);

}/* =====================================================
   STYLE.CSS - PART 5
   Contact | Map | Social | Footer
   WhatsApp | Back To Top | Responsive
===================================================== */

/* =====================================
   CONTACT STRIP
===================================== */

.contact-strip{

    background:var(--primary);

    color:#fff;

    padding:70px 8%;

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));

    gap:30px;

    text-align:center;

}

.contact-item{

    padding:25px;

}

.contact-item h3{

    margin:15px 0;

    font-size:24px;

    font-weight:600;

}

.contact-item p{

    line-height:1.8;

    color:#f2f2f2;

}

/* =====================================
   GOOGLE MAP
===================================== */

.map-section{

    background:#ffffff;

    padding:90px 8%;

}

.map-section iframe{

    width:100%;

    height:500px;

    border:none;

    border-radius:20px;

    box-shadow:var(--shadow);

}

/* =====================================
   SOCIAL MEDIA
===================================== */

.social-section{

    background:#f8fbff;

    padding:90px 8%;

}

.social-grid{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(220px,1fr));

    gap:25px;

}

.social-card{

    background:#fff;

    border-radius:18px;

    padding:35px;

    text-align:center;

    color:var(--primary);

    font-size:20px;

    font-weight:600;

    box-shadow:var(--shadow);

    transition:.3s;

}

.social-card:hover{

    transform:translateY(-10px);

    box-shadow:var(--shadow-hover);

    color:#fff;

}

.facebook:hover{

    background:#1877F2;

}

.instagram:hover{

    background:#E4405F;

}

.linkedin:hover{

    background:#0A66C2;

}

.youtube:hover{

    background:#FF0000;

}

/* =====================================
   FOOTER
===================================== */

.footer{

    background:#111827;

    color:#fff;

    padding:70px 8% 30px;

}

.footer-container{

    display:grid;

    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));

    gap:40px;

}

.footer-column h3{

    margin-bottom:20px;

    color:#fff;

    font-size:24px;

}

.footer-column p{

    color:#d1d5db;

    line-height:1.8;

}

.footer-column ul{

    list-style:none;

}

.footer-column ul li{

    margin-bottom:12px;

}

.footer-column ul li a{

    color:#d1d5db;

    transition:.3s;

}

.footer-column ul li a:hover{

    color:#fff;

    padding-left:8px;

}

.footer-bottom{

    border-top:1px solid rgba(255,255,255,.15);

    margin-top:50px;

    padding-top:25px;

    text-align:center;

}

.footer-bottom p{

    color:#ccc;

    margin:8px 0;

}

.footer-bottom a{

    color:#fff;

}

/* =====================================
   WHATSAPP BUTTON
===================================== */

.whatsapp{

    position:fixed;

    bottom:25px;

    right:25px;

    width:60px;

    height:60px;

    border-radius:50%;

    background:#25D366;

    color:#fff;

    display:flex;

    align-items:center;

    justify-content:center;

    font-size:28px;

    box-shadow:0 10px 25px rgba(0,0,0,.25);

    z-index:999;

    transition:.3s;

}

.whatsapp:hover{

    transform:scale(1.12);

}

/* =====================================
   BACK TO TOP
===================================== */

#backToTop{

    position:fixed;

    right:25px;

    bottom:100px;

    width:50px;

    height:50px;

    border:none;

    border-radius:50%;

    background:var(--primary);

    color:#fff;

    cursor:pointer;

    display:none;

    font-size:20px;

    box-shadow:var(--shadow);

    transition:.3s;

    z-index:999;

}

#backToTop:hover{

    background:var(--secondary);

    transform:translateY(-4px);

}

/* =====================================
   RESPONSIVE DESIGN
===================================== */

@media(max-width:992px){

.header{

    flex-wrap:wrap;

    padding:18px;

}

.brand-text h1{

    font-size:22px;

}

.navigation{

    width:100%;

    justify-content:center;

    margin-top:20px;

}

.hero-overlay h2{

    font-size:42px;

}

.section-title h2{

    font-size:34px;

}

}

@media(max-width:768px){

#menu-btn{

    display:block;

}

.navigation{

    display:none;

    width:100%;

    flex-direction:column;

    margin-top:20px;

}

.navigation.active{

    display:flex;

}

.navigation a{

    width:100%;

    text-align:center;

}

.hero{

    height:70vh;

}

.hero-overlay h2{

    font-size:32px;

}

.hero-overlay p{

    font-size:16px;

}

.hero-buttons{

    flex-direction:column;

}

.stats,

.service-grid,

.values-grid,

.review-grid,

.partner-grid,

.blog-grid,

.social-grid,

.footer-container,

.contact-strip{

    grid-template-columns:1fr;

}

.map-section iframe{

    height:350px;

}

#newsletterForm{

    flex-direction:column;

}

#newsletterForm input{

    width:100%;

}

.contact-item{

    padding:10px;

}

}

@media(max-width:480px){

.brand{

    flex-direction:column;

    text-align:center;

}

.brand img{

    width:70px;

}

.brand-text h1{

    font-size:18px;

}

.brand-text span{

    display:none;

}

.hero-overlay h2{

    font-size:26px;

}

.hero-overlay p{

    font-size:15px;

}

.section-title h2{

    font-size:28px;

}

.btn{

    width:100%;

}

.whatsapp{

    width:55px;

    height:55px;

    right:15px;

    bottom:15px;

}

#backToTop{

    right:15px;

    bottom:85px;

}

}

/* =====================================
   UTILITY CLASSES
===================================== */

.text-center{

    text-align:center;

}

.mt-20{

    margin-top:20px;

}

.mt-40{

    margin-top:40px;

}

.mb-20{

    margin-bottom:20px;

}

.mb-40{

    margin-bottom:40px;

}

.shadow{

    box-shadow:var(--shadow);

}

.rounded{

    border-radius:20px;

}
/*=========================
WHY CHOOSE US
=========================*/

.why-choose{
    padding:80px 0;
    background:#f7f9fc;
}

.section-title{
    text-align:center;
    max-width:900px;
    margin:auto;
    margin-bottom:50px;
}

.section-title h2{
    color:#0f4c81;
    font-size:38px;
    font-weight:700;
}

.section-title h3{
    color:#ff9800;
    font-size:32px;
    margin-top:5px;
    margin-bottom:20px;
}

.section-title p{
    color:#555;
    font-size:17px;
    line-height:1.8;
}

.choose-grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
    gap:25px;
}

.choose-card{
    background:#fff;
    padding:30px 25px;
    border-radius:12px;
    text-align:center;
    box-shadow:0 5px 20px rgba(0,0,0,.08);
    transition:.3s;
}

.choose-card:hover{
    transform:translateY(-8px);
    box-shadow:0 10px 30px rgba(15,76,129,.2);
}

.icon{
    width:70px;
    height:70px;
    margin:auto;
    background:#0f4c81;
    color:#fff;
    border-radius:50%;
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:32px;
    margin-bottom:20px;
}

.choose-card h4{
    color:#0f4c81;
    font-size:21px;
    margin-bottom:12px;
}

.choose-card p{
    color:#666;
    font-size:15px;
    line-height:1.7;
}

.commitment-box{
    margin-top:60px;
    background:#0f4c81;
    color:#fff;
    padding:45px;
    border-radius:15px;
    text-align:center;
}

.commitment-box h3{
    font-size:32px;
    margin-bottom:20px;
}

.commitment-box p{
    max-width:900px;
    margin:auto;
    font-size:17px;
    line-height:1.9;
}

/*=========================
Responsive
=========================*/

@media(max-width:768px){

.section-title h2{
    font-size:30px;
}

.section-title h3{
    font-size:24px;
}

.commitment-box{
    padding:30px 20px;
}

.commitment-box h3{
    font-size:26px;
}

}
/* =====================================
   END OF STYLE.CSS
===================================== */
.services {
    padding: 80px 8%;
    background: #f8fbff;
}

.section-title {
    text-align: center;
    margin-bottom: 50px;
}

.section-title h2 {
    font-size: 36px;
    color: #0f4c81;
    margin-bottom: 10px;
    font-weight: 700;
}

.section-title p {
    color: #666;
    font-size: 18px;
}

.service-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 25px;
}

.service-card {
    background: #fff;
    padding: 35px 25px;
    border-radius: 16px;
    text-align: center;
    text-decoration: none;
    color: #333;
    box-shadow: 0 8px 25px rgba(0,0,0,0.08);
    transition: all 0.35s ease;
    border-top: 5px solid #f4b400;
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 35px rgba(15,76,129,0.18);
}

.service-card h3 {
    font-size: 24px;
    color: #0f4c81;
    margin: 15px 0 10px;
}

.service-card p {
    font-size: 15px;
    color: #666;
    line-height: 1.7;
}

.service-card::first-line {
    font-size: 50px;
}

@media (max-width:768px) {
    .services {
        padding: 60px 5%;
    }

    .section-title h2 {
        font-size: 30px;
    }

    .service-card {
        padding: 30px 20px;
    }
}.video-testimonial{
    padding:80px 8%;
    background:#f8fbff;
}

.testimonial-grid{
    display:grid;
    grid-template-columns:repeat(auto-fit,minmax(450px,1fr));
    gap:35px;
    margin-top:40px;
}

.testimonial-card{
    background:#fff;
    border-radius:15px;
    overflow:hidden;
    box-shadow:0 10px 25px rgba(0,0,0,.1);
}

.testimonial-card video{
    width:100%;
    height:auto;
    max-height:500px;
    display:block;
    object-fit:contain;
   
}
.testimonial-content{
    padding:25px;
    text-align:center;
}

.stars{
    font-size:24px;
    margin-bottom:15px;
}

.testimonial-content blockquote{
    font-size:16px;
    line-height:1.8;
    color:#555;
    margin-bottom:20px;
}

.testimonial-content h4{
    color:#0f4c81;
    margin-bottom:8px;
}

.testimonial-content span{
    color:#777;
}

@media(max-width:768px){

    .testimonial-grid{
        grid-template-columns:1fr;
    }

    .testimonial-card video{
        height:220px;
    }

}